10 Tips to Protect Your Personal Information and Identity
When you go online for emailing, instant messaging (IM), shopping, and banking, you often communicate personal information such as addresses, phone
numbers, account numbers, usernames, and passwords. Unfortunately, you risk having this personal information and possibly even your identity stolen, or having your
PC used as a launching pad for hackers to attack others.
Follow these top ten tips to protect yourself and your computer:
- Invest in trusted, multi-faceted security software. Look for comprehensive,
multi-faceted PC security software that protects you from viruses, spyware, adware, hackers, unwanted emails, phishing
scams, and identity theft.
- Always access the Internet from behind a firewall. A firewall adds a security layer between
your PC and the Internet, and helps stop hackers from stealing
your identity, destroying your files, or using your PC to attack others.
- Use a PC you know is secure. Hackers can easily retrieve sensitive
data that is sent over an unsecured Internet connection. If you need to send sensitive information or make an online transaction,
use a PC that you know is secure and remember that there are many flavors of security. Some computers only have the bare minimum while others
have comprehensive security.
- Watch out for phishing scams. Phishing scams use fraudulent emails and web sites, masquerading as
legitimate businesses, to lure unsuspecting consumers into revealing private account or login information. Even if you have PC security, you
still might visit a malicious web site without knowing it. Legitimate businesses
will never ask you to update your personal information via email. Always verify
web addresses before submitting your personal information.
- Secure your wireless network. You are at risk if you access the Internet from a
Wi-Fi network. Since your wireless network's radio waves travel through walls, a hacker with a simple antenna could attack you from miles away
to steal your information and use your wireless network for their own communication.
Always use additional Wi-Fi security protection.
- Never install potentially unwanted programs (PUPs) like spyware or adware
on your PC. Many free programs that you download via the Internet, while appearing
to be harmless, are specifically designed to be malicious and monitor your keystrokes,
track your Internet logins, transmit your confidential information,
or redirect your browser to fake sites. Some of these programs can also be installed on your machine simply by clicking on
an advertisement link on the Internet.
With security software, you can stop these programs from installing.
Never willingly install programs unless you are familiar with the web site and program and have read the end-user license agreement thoroughly.
- Do not answer chain email. Even with PC security, some chain email forwarded by your friends might
ask for personal information. Do not download files from friends
and family unless you know the content of the file and know that it is secure.
- Be cautious with email attachments. Criminals may attempt to trick you to install malware by disguise it as a legitimate email attachment. It may disguised to look like a package deliver confirmation, an invoice, or a verification file. If you receive an attachment, be critical of the email. Identify who the email is from, if you are expecting it and other clues that may indicator it is not authentic. It's best to err on the safe side by not clicking on and opening an attachment if you are not confident in its authenticity.
- Monitor your credit reports and be aware. At least once a year,
check your credit history. This is one of the best ways to find out if someone is using your personal finance information without your knowledge.
Visit the Federal Trade Commission to keep abreast of the latest trends
in identify theft.
- Monitor your children's online activity. Limit your children's time spent online. Install and use parental
controls software that allows you to monitor your children's online activity as well as prevent them from accessing undesirable web sites
and sharing personal information via online communications.
- Make regular backups of critical data. Keep a copy of important
files on removable media such as Zip disks, recordable optical media discs (CD-R, DVD-R discs) or USB thumbdrives.
Use software backup tools if available, and store the backup disks in case of an emergency.